The Price Of Saving Every Penny

My husband has a well-paid full-time job. I am a stay-at-home mom, we have 3 kids. My husband is overly frugal, and it all has come to the point where we’re always arguing about money. When I confronted him about it, he looked at me with despise and said, “If you want money so badly, go out and earn it.”

I stood there, holding a basket of unfolded laundry, my heart pounding in my chest. The kids were playing in the living room, giggling over a cartoon. I didnโ€™t want them to hear us fighting again. But his words stung.

It wasnโ€™t just what he saidโ€”it was how he said it. Like I was lazy. Like raising three children, managing the house, and stretching every dollar until it screamed wasnโ€™t real work.

I bit my tongue and nodded, walking away to put the laundry down. That night, I barely slept. I kept going over our expenses, our life, everything I did to make things work. The coupons. The hand-me-downs. The way I fixed the heater with duct tape and a prayer last winter. Still, he acted like I was a burden.

I remembered the time he made me return a $12 birthday cake I bought for our youngest because โ€œI couldโ€™ve baked one.โ€ He refused to turn on the AC even during heatwaves. We never went on family outings unless it was free.

The kids were starting to notice. They whispered questions to me like, โ€œMom, how come we canโ€™t go to the movies like the other kids?โ€ And I always told them, โ€œDaddy wants us to save for something special.โ€

But what were we saving for?

A few days after the argument, I asked him if we could go out for dinnerโ€”just once in six months. I thought maybe getting out would help us reconnect. He rolled his eyes and said, โ€œI work hard all week. Why would I waste money on food I donโ€™t even enjoy?โ€

That was the last straw for me. I decided to start making my own money. I didnโ€™t want to depend on someone who saw my value only through a paycheck.

I didnโ€™t have much time between school runs, cooking, cleaning, and being there for my babies. But I remembered how I used to love baking before the kids came along. Back when I had time and energy to decorate cakes like art pieces. I dug up my old photos, the ones I used to take for fun. I uploaded them on a Facebook page I created that night: Sweet Joy by Mya.

I started with two simple cakes and a batch of cupcakes. I posted them online and offered to bake for birthdays, baby showers, and small parties. At first, no one responded. I kept at it anyway. Every nap time and evening, I baked. I made flyers while the kids were watching TV. I messaged local moms’ groups. I offered discounts and free tastings.

One day, a mom from my daughterโ€™s class messaged me asking if I could make a unicorn-themed cake. I said yes. I stayed up until 2 a.m. perfecting that cake. When she picked it up, she hugged me. Said it was more beautiful than she imagined. She posted it online, tagged my page, and suddenly, I had five new messages that day.

I didnโ€™t tell my husband right away. I knew heโ€™d scoff at it.

He noticed the smell of fresh cake in the mornings but assumed I was just trying new recipes for the kids. He didn’t realize that every time I asked him to grab milk on his way home, it was because I was running through it for orders.

Two months in, I had made over $1,200. It wasn’t life-changing money, but to me, it felt like a breath of fresh air. I bought the kids new backpacks. I finally got myself a proper pair of shoes. I even took them to the community pool for a day out, paying the $10 fee without blinking.

It felt good.

Then one night, he came home early and saw me piping frosting onto a three-tier cake. He frowned and asked, โ€œWhatโ€™s all this?โ€

I smiled and said, โ€œItโ€™s for a wedding.โ€

โ€œA wedding?โ€ he asked, clearly confused. โ€œFor who?โ€

โ€œA client,โ€ I said casually, cleaning my hands. โ€œIโ€™ve been baking and selling cakes for a few months now.โ€

He stared at me. โ€œYou started a business behind my back?โ€

That hit me like a slap.

โ€œNo, I started something for myself. I didnโ€™t take money from you. I earned it. I used the skills I have. Thatโ€™s what you told me to do, remember?โ€

He didnโ€™t say much after that. Just walked away and slammed the door to his office.

I thought things would get worse. And for a while, they did. He barely spoke to me for days. Ate dinner in silence. Didnโ€™t ask about the kids or the cakes. But I kept going.

I had my first small win when a local cafรฉ asked if I could supply mini muffins and cookies twice a week. That meant Iโ€™d have consistent income. I was so excited I told him that night.

He barely looked up from his phone and muttered, โ€œJust donโ€™t mess up the kitchen.โ€

But deep down, I think he started realizing something was changing.

A few weeks later, we were invited to a neighborโ€™s barbecue. He didnโ€™t want to go, but I insisted. It was good for the kids. While we were there, the hostโ€”a woman named Claraโ€”walked over to me and said loudly, โ€œAre you the one who made the Thomas the Train cake for Sarahโ€™s son? My cousinโ€™s STILL talking about it!โ€

Heads turned. People asked me for my card. Even the hostโ€™s husband said, โ€œMan, youโ€™ve got a real talent. Bet your husbandโ€™s proud.โ€

There was an awkward silence. I looked at my husband. He forced a smile and nodded, but said nothing.

On the drive home, he finally spoke.

โ€œSoโ€ฆ youโ€™re really doing this cake thing, huh?โ€

โ€œYeah,โ€ I replied. โ€œAnd people seem to love it.โ€

He nodded. โ€œGood.โ€

It wasnโ€™t much, but it was a start.

A few months went by. Business grew slowly but steadily. I started teaching simple cake-decorating classes online. I filmed them on my phone during quiet afternoons. One of them went viral, and my follower count exploded overnight.

Thatโ€™s when an unexpected message landed in my inboxโ€”from a big baking brand, offering to sponsor a video. I nearly dropped my phone. They wanted to pay me $750 for a short clip using their new vanilla extract.

It felt unreal.

When I told my husband, he looked at me for a long moment and said, โ€œI didnโ€™t know it could turn into this.โ€

I said nothing. Just smiled and went back to washing the dishes.

But then, something I never saw coming happened.

One Saturday, he came home looking shaken. I asked what was wrong, and he sat down, rubbing his face. โ€œI was laid off,โ€ he whispered. โ€œTheyโ€™re downsizing. Iโ€™m out.โ€

The room fell silent.

For a moment, fear gripped me. I thought of bills, food, the kids. But then I rememberedโ€”I had built something. Maybe not big, but enough to stand on.

I put a hand on his shoulder and said, โ€œWeโ€™ll be okay.โ€

He looked at me, and this time, I saw something different in his eyes. Respect. Maybe even pride.

For the first time in a long time, we cooked dinner together that night. The kids helped. We laughed. It felt like a team again.

In the weeks that followed, he helped me set up a better workspace in the garage. Built me shelves for ingredients. Set up better lighting for my videos. He even started learning photography to take nicer photos of my cakes.

He still applied for jobs, but in the meantime, he was supporting me. And it changed something between us. He began to understand the worth of what I had done. Not just the money, but the effort. The grit.

One evening, I saw him talking to one of our sons.

โ€œYou know,โ€ he said, โ€œyour mom built a whole business from scratch. That takes guts. Sheโ€™s amazing.โ€

My heart swelled.

By the end of the year, we had doubled our income. I was featured in a local magazine. And my husband? He eventually found a new jobโ€”but he chose part-time, so he could also help more at home. Said he wanted to be around for the kids.

We were no longer fighting over every dollar. We were finally living.

Looking back, I donโ€™t blame him entirely. He was raised in a house where money was tight, and fear ruled every purchase. He thought controlling money meant controlling chaos. But that fear poisoned our marriage, until we stopped seeing each other as teammates.

Sometimes, it takes one person stepping into their own light for the other to finally see them clearly.

The lesson I learned? Never let someone elseโ€™s fear become your cage.

If you feel unseen, unvalued, and smallโ€”know this: you are not. You have gifts. You have power. And you donโ€™t need permission to use them.

If this story touched you, share it. Like it. Pass it along to someone who needs a reminder that growth is possible, even in the hardest seasons.

You never know who needs to hear, “You can rise.”